The Prophet (pbuh) said: “Take benefit of five before five:your youth before your old age,your health before your sickness,your wealth before your poverty,your free-time before your preoccupation,and your life before your death.”(Hakim)
This hadith reminds us to make proactive use of my talents, gifts, and resources. Nothing in this is life is permanent and it is important to utilize our strengths/skills NOW, rather, than later, iA. Each gift mentioned in this hadith is important: our youth, health, wealth, free-time, and life. I hope we have the ability to take full advantage of these gifts to empower ourselves and our communities.
Khutbah.com has a great khutbah on this topic